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Leasing their property allows our residents to enjoy all the benefits of home ownership for far less cost, by eliminating the expenses and obligations associated with land purchases. Whispering Woods combines the comfort, independence, privacy, recreational opportunities, and sense of community associated with living in a beautiful country with the flexibility and mobility that only a manufactured home can provide.
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Yes. After filling out a basic credit application that verifies proof of income, and a minimum down-payment of 10 percent of the sales price of the home, qualified buyers will receive approval within 24-hours for a fixed, 30-year simple interest mortgage with no closing costs or pre-payment penalties.
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The lot lease is $370/month, which includes town real estate and school taxes, weekly garbage and recycling (glass, paper, plastic) collection, use of recreational facilities, street lighting, and repair and maintenance of all common areas, including roadways (salting and plowing) and underground utilities.
Depending on their age and income level, Whispering Woods residents may be eligible for New York State's School Tax Relief (STAR) program, which provides school tax relief to homeowners through a state-funded property tax exemption. For more information the STAR program, a click here.
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The lot lease does not include town water or sewer charges, which average about $30 month, or natural gas and electric utility fees, which vary depending on the size of one's home, the number and type of appliances in it, and personal choices about heating and cooling.
Some manufactured home communities average total utility costs and have residents pay a flat fee, but we feel it is unfair to ask some residents to pay for more than they use, in effect subsidizing other residents who use more.
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It's a fact of life that the price of almost everything goes up over time - including the goods and services we need in order to maintain Whispering Woods. As a result, the monthly fee will generally increase by a small amount every year to keep pace with inflation and allow us to maintain the quality of service that our residents expect.
We've found that residents prefer to have these fees adjusted slightly each year to match our costs, rather than holding them down artificially in the short term and then having to raise them by a larger amount every couple of years. The costs go up by the same amount either way, but an incremental approach eliminates surprises.
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The old saying that "Good fences make good neighbors" is also true of good communities. We want our residents to enjoy an active lifestyle and the joys and privileges of home ownership. Our community standards have been developed over years of experience and with input from past and present residents. They're based on the same basic "common sense" principles that most people live by in their daily lives.
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Absolutely. We welcome guests and treat them just like residents - which includes expecting them to abide by the same community rules as their hosts do.
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Most people treat their pets like members of their family, and we wouldn't want to do anything to change that. Two house pets are allowed, per home.
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You are free to sell your home independently, through an agent, or by listing it with Whispering Woods. Our homes actually appreciate in value over time, and represent a solid investment. In the case of an estate, the inheritor(s) may move into the home provided they meet all the applicable entry requirements or sell the home to another qualified party.
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Yes, there is a neighborhood watch and the area is patrolled by local authorities.
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Yes, Whispering Woods MHC residents are eligible for the STAR program. Please click the STAR program link to learn more.
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Yes, Whispering Woods MHC residents need to reapply every year for both the STAR and enhanced STAR program by March 1st of every year. Please click the STAR program link to learn more.
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